EXPERIENCE OF COUNTRIES AROUND THE WORLD IN PLANNING AND MANAGING PERSONAL (FAMILY) BUDGETS Authors S. Khalatur https://orcid.org/0000-0001-8331-3341 N. N. Sirenko https://orcid.org/0000-0003-1660-1073 K. Mikuliak https://orcid.org/0000-0001-8317-0360 DOI: https://doi.org/10.32702/2306-6792.2025.11.45 Downloads pdf (Українська) Published 2025-06-05 Issue No. 11 (2025): AGROSVIT Section Статті