ADAPTATION TO OPERATIONAL RISKS IN UKRAINIAN BANKS UNDER MARTIAL LAW: THE IMPACT OF CYBER THREATS AND THE ENERGY CRISIS Authors O. Prokofieva https://orcid.org/0009-0005-3715-3558 V. Bilorus https://orcid.org/0009-0007-8996-1316 DOI: https://doi.org/10.32702/2307-2105.2026.5.244 Downloads pdf (Українська) Published 2026-05-26 Issue No. 5 (2026): Efektyvna ekonomika Section Статті