INTEGRATION OF ESG FACTORS INTO THE ENVIRONMENTAL RISK MANAGEMENT SYSTEM OF FINANCIAL INSTITUTIONS Authors L. Kloba https://orcid.org/0000-0003-0223-6802 V. Kloba https://orcid.org/0009-0009-1327-2594 DOI: https://doi.org/10.32702/2307-2105.2026.5.236 Downloads pdf (Українська) Published 2026-05-26 Issue No. 5 (2026): Efektyvna ekonomika Section Статті