BUSINESS PROCESSES OPTIMIZATION OF CONSUMER LENDING TO NON-BANK FINANCIAL INSTITUTIONS: INTEGRAL CLUSTER APPROACH TO CRM Authors A. Kaminskyi https://orcid.org/0000-0002-6574-8138 K. Pysanets https://orcid.org/0000-0003-0198-6732 O. Petrovskyi https://orcid.org/0000-0003-0254-5752 DOI: https://doi.org/10.32702/2307-2105.2024.11.29 Downloads pdf Published 2024-11-19 Issue No. 11 (2024): Efektyvna ekonomika Section Статті