RISK ASSESSMENT AND FORMATION OF INSURANCE RESERVES UNDER CONDITIONS OF WARTIME UNCERTAINTY Authors N. Bakalova https://orcid.org/0000-0001-9914-4802 Т. Volkodav https://orcid.org/0000-0003-4531-6124 О. Zharikova https://orcid.org/0000-0002-1259-1712 DOI: https://doi.org/10.32702/2307-2105.2026.3.66 Downloads pdf (Українська) Published 2026-03-20 Issue No. 3 (2026): Efektyvna ekonomika Section Статті